---
title: "Baccarat: rules, odds and the house edge · OpenVibe.Casino"
canonical: "https://openvibe.casino/learn/baccarat"
updated: null
---

# Baccarat: rules, odds and the house edge · OpenVibe.Casino

HTML: [Baccarat: rules, odds and the house edge · OpenVibe.Casino](https://openvibe.casino/learn/baccarat)

Learn · Baccarat

# Baccarat: the rules, the odds and the house edge

Bet on the player, the banker or a tie; the cards decide everything.

[Play Baccarat](/play/baccarat) [Simulate it](/simulate?game=baccarat)

| Bet | House edge | How we know |
| --- | --- | --- |
| Banker | 1.058% | exact |
| Player | 1.235% | exact |
| Tie (8 to 1) | 14.360% | exact |

## Nothing to decide but the bet

Two hands, the player and the banker, get two cards each; only the last digit of the total counts. An 8 or 9 is a natural and stands. Otherwise the player draws on 0 to 5, and the banker draws by the tableau below. The banker bet wins a little more often, so it pays 0.95 to 1.

| Banker | none | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 0 | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw |
| 1 | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw |
| 2 | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw |
| 3 | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw | Draw |  | Draw |
| 4 | Draw |  |  | Draw | Draw | Draw | Draw | Draw | Draw |  |  |
| 5 | Draw |  |  |  |  | Draw | Draw | Draw | Draw |  |  |
| 6 |  |  |  |  |  |  |  | Draw | Draw |  |  |
| 7 |  |  |  |  |  |  |  |  |  |  |  |

Checked against: [Wizard of Odds, baccarat](https://wizardofodds.com/games/baccarat/).

Play chips are free and worth nothing. Real gambling costs real money; if it stops being fun, [help is one call away](/safe).